How Tall Is The Average American 10 Year Old Boy Imagine a Private Sector, Free Market Economy That Guarantees Enough Predictable Income,,,

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Imagine a Private Sector, Free Market Economy That Guarantees Enough Predictable Income,,,

Imagine, if you can, a free-market, private-sector-oriented economy designed to systematically guarantee that every American citizen, regardless of race, ethnicity, gender, or sexual orientation, has ENOUGH PREDICTABLE INCOME to pay for decent food, shelter, clothing, education , basic transportation and yes, health care. In other words, imagine, if you can, a free market economic system specifically designed to produce…

• No homelessness

• There are no people living in slums or ghettos infested with cockroaches and rats

• There are no single mothers who have to choose between raising children and feeding them

• No slaves working on corporate plantations for exploitative corporate dictators

• No old people eating dog food to pay for their medicine

• There is no systematically induced anxiety and stress due to financial instability

• There are no militarized police officers trying to control angry mobs

• No cyclical recessions or depressions, bankruptcies or foreclosures

• There is no need to avoid inhumane living conditions through drinking, drugs and mental illness

• No debt was created, be it consumer debt or government debt

• People who are truly free to fulfill their individual potentials, whatever they may be

• And in the long run, there is no need for social safety nets (ie Social Security, Medicare, and Medicaid) because everyone has ENOUGH PREDICTED INCOME to pay their bills!

Although this list sounds almost impossible, consider these FACTS. On average, the US economy grows at a rate of 4 trillion dollars a year. That’s about $12,000 for every man, woman and child in America. But generally speaking, the beneficiaries of this annual growth are currently limited to those people who can afford to buy the stocks, bonds, real estate, and technological developments that cause this growth.

90% don’t have a chance

More specifically, we are talking about the less than 10% of Americans who have the means to take advantage of this relatively predictable growth, and the 90% who do not have the opportunity to participate. So we now have a 21st century wealth gap that is wider and more toxic than at any time since the stock market crash of 1929 and the Great Depression that followed.

To make matters worse, this was the case long before the current pandemic-oriented economic crisis reared its ugly head. In response to the millions of workers who lost wages and health care due to the virus, the federal government increased unemployment benefits for several months and issued so-called demand and prevent the ship of the state from sinking into oblivion.

Unsavory but necessary steps

By taking these uncomfortable but necessary steps, the government has significantly increased its already huge debt burden, meaning it is a short-term, not a long-term, solution. The hope, of course, is to artificially revive demand, which in turn should recreate jobs and get us humans back to work and get us all back to where we were before the virus hit.

The problem is that, even before the virus hit, we humans were not in a good place. Even before the virus erupted, more than half of all Americans were living paycheck to paycheck, unable to afford $500 on the road without having to borrow money to pay for it. Things are dramatically worse than they were a few months ago before the virus. But the place we were is still not the place we humans long to return to. So what can we do?

A $4 trillion idea that doesn’t create debt!

In this light, let’s recall that on average the US economy grows at a rate of 4 trillion dollars a year. Again, that’s about $12,000 a year for every man, woman, and child in America. But the beneficiaries of this annual growth are those who can afford to buy stocks, real estate bonds and new technology. This generally excludes us humans.

The question I want to ask here is, how can we ensure that the average American citizen has systematic access to the property side of the economy, where most of the wealth is created? How can the average Joe gain access to $4 trillion worth of predictable growth to generate a second stream of investment income while eliminating the fear and instability that so many Americans suffer from in today’s incredibly unbalanced economy?

Paying “We the People” to come together…

Consider this. What if the Federal Reserve, through local banks, issued $12,000 in INSURED CAPITAL LOANS to every American citizen annually, along with the stipulation that the funds could only be used to purchase shares of new and transferred capital assets that were predicted to generate sufficient future profits for pay to buy these assets and create predictable, stabilizing, residual income for their owners?

This strategy, known as Capital Homesteading, would cost American taxpayers NOTHING. It does not create national debt! And without consumer debt! And instead of a currency backed by government debt, the purchase would be backed (collateralized) by real, productive private sector assets

And it won’t be inflationary. All money created would be immediately backed (collateralized) by the full value of private sector assets for which citizens would receive secured loans to purchase. Citizens would actually buy newly issued, fully dividend paying, voting shares of companies that needed new capital to grow.

What it would do, however, is give every American citizen equal access to the equity side of the American economy, where most of our nations wealth is created. In the long run, this will help democratize the free market.

In this moment of political division and strife Capital Homesteading is literally paying all Americans to come together, at the same time, in the same direction, toward the same goals! It translates mere political talk (like…we’re all in this together) into real, results-driven action!

It systematically opposes concentrated wealth!

Over time, every American citizen will accumulate more capital, more residual income, and benefit from their investment income in a way that only the wealthy can today. As a result, the need for federally supported social safety net programs (ie, Social Security, Medicare, Medicaid, food stamps) will gradually fade into the sunset. More people will be able to pay taxes, which in turn reduces the burden on those of us who still pay taxes. It systematically opposes and disrupts concentrated wealth while gradually democratizing America’s free market economy!

Today’s crisis would not be a crisis

If Barack Obama, George W. Bush, or Bill Clinton had implemented Capital Homesteading during their administrations, today’s COVOD 19/unemployment crisis would not be a crisis. We humans could afford to stay home and still have enough income to weather a much less severe storm. Trump has had the same opportunity for 3 years now, but has shown no interest in making America great again. Joe B? And you?

Capital Homesteading in detail

Admittedly, this comment was a generalized portrait in dire need of detail. So, for a full and detailed explanation of how this strategy can be implemented, go to CESJ.ORG and check out the concept that Dr. Norman Kurland calls the CAPITAL HOMESTEADING ACT. It’s a genius idea whose time has long passed. And that’s one very good thing that could actually happen as a result of this terrible COVID-19 crisis.

Addition…

UBI vs. Capital Homesteading Comparison

The stimulus checks are actually a short-term form of universal basic income (UBI), an idea championed by former presidential hopeful and serial entrepreneur Andrew Yang, as well as Facebook’s Mark Zuckerberg and Tesla’s Elon Musk, among others. Although the suggested annual amount of money issued ($12,000 per year) is the same as Capital Homesteading, the similarity ends there. Check the differences.

1. Because it issues home equity loans that are paid back through future pre-tax earnings and can only be used to purchase wealth-creating capital assets, Capital Homesteading creates NO GOVERNMENT DEBT and NO CONSUMER DEBT! The UBI and stimulus checks create a national debt that will eventually be paid back by us the people (not the 1% who are spectacular at avoiding taxes) in the form of higher taxes.

2. Capital Homesteading systematically creates universal opportunity for capital ownership and access to the means to acquire wealth-producing capital assets. KILL no.

3. Capital Homesteading systematically finances predictable and sustainable economic growth. KILL no.

4. Capital Homesteading systematically enables individual citizens to become economically empowered and liberated through ownership of capital. KILL no.

5. Capital Homesteading systematically enables citizens to become economically independent from the government. KILL no.

6. Capital Homesteading systematically generates mass purchasing power through increasing citizen ownership of income-generating capital. KILL no.

7. Capital Homesteading systematically creates new owners of advanced technologies and green means of growth UBI no.

8. Capital Homesteading systematically creates a growing tax base to pay for government spending, thereby eliminating deficit spending and ultimately paying off the currently massive national debt. KILL no.

9. UBI/Stimulus checks are simple and instant. That is their strength.

10. Capital Homesteading requires some time (usually several years) for the benefits to accumulate. That is why UBI should start immediately and be phased out over time in favor of Capital Homesteading.

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